From the website of the Italian Banking Association (ABI) .
ABI: Agreement with Consumer Associations on the new "Simple Account. Signed
Understanding between the Banking Association and all the associations of consumers nationally recognized on the characteristics of the new "Simple Account" means the product provided by the Bank of Italy to meet the basic needs of consumers and encourage the inclusion financial
Agreement Signed on the content the "Current Account Easy", the instrument designed on the basic needs of consumers who, by paying a fixed annual fee is comprehensive and entitles you to a certain number of transactions and types of services. The agreement was signed today in Rome, between the President of ABI, Corrado Faissola, and all
consumer associations that are part of the National Council of Consumers and Users (CNCU), after a series of meetings.
The agreement follows the guidelines of the Bank of Italy and within the new instructions on "Transparency of transactions and banking and financial services" has prompted the ABI and consumer associations to identify, by October 31, the distinctive features of the new "Simple Account. The characteristics of the product, which may optionally be offered by banks will be established by the Bank of Italy on the basis of today's agreement.
The goal is to provide all citizens an effective tool in promoting financial inclusion of about 8 million Italian consumers and to facilitate access to banking services, especially the most vulnerable customer groups, such as protests, the immigrants, people with no credit history.
The "Current Account Simple" provides, inter alia:
• a comprehensive annual fee and an interest rate set by the creditor bank;
• Two separate bids depending on whether the operations are carried out at the counter or online;
• high intelligibility of the product due to the similarity between the product and fee inclusive
synthetic indicator of costs reported in the information: the number of transactions and the type of services corresponds to the profile type of use.
regard to the number of transactions and the types of services included in the canon of the "Current Account Easy" is not provided for any costs, charges or commission, apart from the royalties and taxes provided by law.
On the sidelines of the ABI said that it will support the request to the Ministry of Economy and all stakeholders of a proposal to abolish stamp duty for the "Current Account Easy", with the aim of make this new tool even more affordable and to promote further, therefore, the general objectives of financial inclusion.
Rome, Palazzo Altieri, October 28, 2009.
(originally published on 09.10.2009) ABI: Agreement with Consumer Associations on the new "Simple Account. Signed
Understanding between the Banking Association and all the associations of consumers nationally recognized on the characteristics of the new "Simple Account" means the product provided by the Bank of Italy to meet the basic needs of consumers and encourage the inclusion financial
Agreement Signed on the content the "Current Account Easy", the instrument designed on the basic needs of consumers who, by paying a fixed annual fee is comprehensive and entitles you to a certain number of transactions and types of services. The agreement was signed today in Rome, between the President of ABI, Corrado Faissola, and all
consumer associations that are part of the National Council of Consumers and Users (CNCU), after a series of meetings.
The agreement follows the guidelines of the Bank of Italy and within the new instructions on "Transparency of transactions and banking and financial services" has prompted the ABI and consumer associations to identify, by October 31, the distinctive features of the new "Simple Account. The characteristics of the product, which may optionally be offered by banks will be established by the Bank of Italy on the basis of today's agreement.
The goal is to provide all citizens an effective tool in promoting financial inclusion of about 8 million Italian consumers and to facilitate access to banking services, especially the most vulnerable customer groups, such as protests, the immigrants, people with no credit history.
The "Current Account Simple" provides, inter alia:
• a comprehensive annual fee and an interest rate set by the creditor bank;
• Two separate bids depending on whether the operations are carried out at the counter or online;
• high intelligibility of the product due to the similarity between the product and fee inclusive
synthetic indicator of costs reported in the information: the number of transactions and the type of services corresponds to the profile type of use.
regard to the number of transactions and the types of services included in the canon of the "Current Account Easy" is not provided for any costs, charges or commission, apart from the royalties and taxes provided by law.
On the sidelines of the ABI said that it will support the request to the Ministry of Economy and all stakeholders of a proposal to abolish stamp duty for the "Current Account Easy", with the aim of make this new tool even more affordable and to promote further, therefore, the general objectives of financial inclusion.
Rome, Palazzo Altieri, October 28, 2009.
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